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The Subcontractor Packet That Protects You From a $30K Audit Surprise
-> The complete done-for-you packet — setup form, W-9, and sample subcontractor agreement ready to hand to every sub before their first check
-> The one missing document that lets your insurance company add a sub’s entire payment to YOUR workers comp premium — and how this packet prevents it
-> The insurance minimums, COI requirements, and indemnification language most contractors don’t have in writing until it’s too late
